Pearls of wisdom from Warren Buffet

Hard work        :           All hard work brings profit; but mere talk leads only to poverty.
Laziness          :          A sleeping lobster is carried away by the water current.
Earnings          :          Never depend on a single source of income.
Spending         :          If you buy things you don't need, you'll soon sell things you need.
Savings            :         Don't save what is left after spending; Spend what is left after saving.
Accounting       :          It's no use carrying an umbrella, if your shoes are leaking.
Auditing           :          Beware of little expenses; a small leak can sink a large ship.
Risk-taking       :          Never test the depth of the river with both feet.
Investment       :           Don't put all your eggs in one basket.